Why understanding mortality mechanics can improve your practice?

Selling your firm’s due diligence capabilities can be a market strategy. The analytic procedures for measuring product suitability of a policy in accordance with Prudent Investor principles is sorely lacking in the market place. That in itself could be a significant opportunity for advisers. Partnering with a firm that supports analysis of policy expenses and performance relative to peer-groups can add dramatic value to your practice. Nationally recognized product due diligence expert Barry Flagg, CFP, CLU, ChFC is interviewed by Steve Savant, syndicated financial columnist and talk show host featuring The Product Due Diligence Series on Let’s Get Down to Business.

Why policy expenses should be separated from policy performance? 

Prudent Investor principles separate product expense loads from performance assumptions. Product expense loads should be a reference point to measure between policies and the industry norms. Projected performance is an undetermined future event that skews the validity of a proposal, which can create a false expectation to a prospective client.  Nationally recognized product due diligence expert Barry Flagg, CFP, CLU, ChFC is interviewed by Steve Savant, syndicated financial columnist and talk show host featuring The Product Due Diligence Series on Let’s Get Down to Business.

How the Best Practice Standards for Life Insurance are a competitive advantage

The conscientious adviser applies best practice standards as good steward of their client’s financial concerns. These standards integrate well-established Prudent Investor principles into an adviser check list that objectively establishes policy strengths and deficiencies.  It is a highly desired service among gatekeepers of the most sought-after clients who seek to quantify product evaluations within the framework of accepted due diligence procedures.  Nationally recognized product due diligence expert Barry Flagg, CFP, CLU, ChFC is interviewed by Steve Savant, syndicated financial columnist and talk show host featuring The Product Due Diligence Series on Let’s Get Down to Business.

How Veralytic can be part of your Due Diligence process 

Veralytic is a leading product due diligence software that measures actual policy pricing and performance against both industry averages and peer-group alternatives, adding a significant component to the policy review process that goes well beyond proposal comparisons and specimen policy analysis. Nationally recognized product due diligence expert Barry Flagg, CFP, CLU, ChFC is interviewed by Steve Savant, syndicated financial columnist and talk show host featuring The Product Due Diligence Series on Let’s Get Down to Business.

Why Consumers Need a Second Opinion

Steve Savant’s Money, the Name of the Game

Consumer advocates require full product disclosure. Retirement plans and investments must disclose expenses. Investors and savers alike desire to know the costs involved when purchasing financial and insurance products. Educating consumers is empowering consumers. Getting a second opinion that measures costs as they often differ from the premium can help determine a product’s true value. Nationally recognized product due diligence expert, Barry Flagg, CFP, CLU, ChFC is interviewed by Steve Savant, syndicated financial columnist and talk show host of Steve Savant’s Money, the Name of the Game.

Veralytic research is simply the fastest, easiest, and most cost-effective way to measure the pricing and performance of any permanent life insurance product against peer-group alternatives as they relate to your (client’s) planning objectives.

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